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Buy Now, Pay Later Issuers—Prepare for Regulation

The Consumer Financial Protection Bureau (CFPB or Bureau) recently published a blog post titled “Should you buy now and pay...


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Tags: TILA, CFPB, Point-Of-Sale, BNPL

Forbearance, Foreclosure, Eviction: Where We’re At & Where We’re Going

The last several months have been an emotional roller coaster filled with so many ups and downs. For so many families that are...


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Tags: Mortgage, CFPB, The Bottom Line, Fair Lending

Compliance Initiatives for Partner Bank and Fintech Card Programs

In the past few years there’s been an increase in fintechs partnering with behind-the-scenes banks in order to issue credit...


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Tags: Risk Management, Banking, Credit Cards

Fair Lending Compliance Requires a Strong Compliance Management System

The focus on fair lending is more prominent now than ever. The Consumer Financial Protection Bureau (CFPB) recently reinforced...


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Tags: Mortgage, CFPB, Fair Lending

Fair Lending & Equity In The Housing Market

As the effects of the pandemic continue, many are still struggling to pay their rent and mortgages. With new moratoriums in...


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Tags: Mortgage, CFPB, Fair Lending

3 Trends That Leave Credit Card Issuers Exposed To Risk

Over 190 million Americans have credit cards with an average of 2.7 cards per holder, making them one of the most...


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Tags: Regulatory Compliance, Risk Management, Compliance Monitoring, Banking, Credit Cards

The State of the BNPL Industry and Regulations
The Buy Now Pay Later (BNPL) / Point of Sale Lending (PoS) industry is booming as consumers are shifting from credit cards...

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Tags: Regulatory Compliance, Point-Of-Sale, BNPL

The Bottom Line on the CFPB + Consumer Complaints

Across the news these days, you’re seeing the trend of consumer empowerment through education—telling consumers about their...


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Tags: Mortgage, CFPB, Consumer Complaints, Fair Lending

PerformLine + the NMLS Database: What It Means For Clients

This year, PerformLine has made an even greater commitment to the speed and ease of new client onboarding. In an effort to...


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Tags: Company News, COMPLY Conference, Mortgage

GET THE 2020 CONSUMER COMPLAINTS REPORT

An analysis of consumer complaints and the risk signals that they present for financial institutions

2020-consumer-complaints-report