If you need help implementing new compliance procedures or want to automate your compliance process so that regulatory changes don't slow your program down, contact PerformLine to learn how to mitigate your regulatory risk.

Shining A Light on Dark Patterns: The FTC’s New Enforcement Policy

In April of this year, the Federal Trade Commission (FTC) held a workshop on “dark patterns”—a term that has been used to descr...

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Tags: COMPLY Conference, UDAAP, FTC

Fair Lending - The Road Forward for Banks and Fintech

This past October, Rhonda McGill, PerformLine’s Senior Director of Client Solutions, moderated a panel discussion at the Lend36...

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Tags: Regulatory Compliance, Risk Management, RegTech,

FTC’s Crack Down on Marketing Compliance for For-Profit Higher Ed

The Federal Trade Commission (FTC) has resurrected its Penalty Offense Authority under Section 5 of the FTC Act and has put for...

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Tags: UDAAP, FTC, Higher Education

CFPB Consumer Complaint & Enforcement Trends [Free Risk Assessment]

Every year, we release our Complaint Risk Signal report that dives deep into consumer complaint data from the Consumer Financia...

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Tags: CFPB, Risk Management, COVID-19,

Fall 2021 Buy Now, Pay Later Roundtable Takeaways

PerformLine recently hosted a roundtable for Buy Now, Pay Later (BNPL) industry leaders to discuss the industry’s evolution as ...

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Tags: Regulatory Compliance, BNPL, Regulatory Guidance

Compliance & Risk Management is Key for Bank-Fintech Partnerships

Partnerships between community banks and fintechs have surged in recent years, growing over 5x in the past decade. This increas...

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Tags: Regulatory Compliance, FINRA, OCC,

Buy Now, Pay Later Issuers—Prepare for Regulation

The Consumer Financial Protection Bureau (CFPB or Bureau) recently published a blog post titled “Should you buy now and pay lat...

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Tags: TILA, CFPB, Point-Of-Sale,

Compliance Initiatives for Partner Bank and Fintech Card Programs

In the past few years there’s been an increase in fintechs partnering with behind-the-scenes banks in order to issue credit car...

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Tags: Risk Management, Banking, Credit Cards

Fair Lending Compliance Requires a Strong Compliance Management System

The focus on fair lending is more prominent now than ever. The Consumer Financial Protection Bureau (CFPB) recently reinforced ...

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Tags: Mortgage, CFPB, Fair Lending

Get the 2021 Complaint Risk Signal Report

An analysis of consumer complaints submitted to the CFPB and the risk signals they present for financial institutions.