Compliance Initiatives for Partner Bank and Fintech Card Programs

In the past few years there’s been an increase in fintechs partnering with behind-the-scenes banks in order to issue credit...


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Tags: Risk Management, Banking, Credit Cards

Fair Lending Compliance Requires a Strong Compliance Management System

The focus on fair lending is more prominent now than ever. The Consumer Financial Protection Bureau (CFPB) recently reinforced...


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Tags: Mortgage, CFPB, Fair Lending

Fair Lending & Equity In The Housing Market

As the effects of the pandemic continue, many are still struggling to pay their rent and mortgages. With new moratoriums in...


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Tags: Mortgage, CFPB, The Bottom Line, Fair Lending

3 Trends That Leave Credit Card Issuers Exposed To Risk

Over 190 million Americans have credit cards with an average of 2.7 cards per holder, making them one of the most...


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Tags: Regulatory Compliance, Risk Management, Compliance Monitoring, Banking, Credit Cards

The State of the BNPL Industry and Regulations
The Buy Now Pay Later (BNPL) / Point of Sale Lending (PoS) industry is booming as consumers are shifting from credit cards...

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Tags: Regulatory Compliance, Point-Of-Sale, BNPL

The Bottom Line on the CFPB + Consumer Complaints

Across the news these days, you’re seeing the trend of consumer empowerment through education—telling consumers about their...


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Tags: Mortgage, CFPB, Consumer Complaints, The Bottom Line, Fair Lending

PerformLine + the NMLS Database: What It Means For Clients

This year, PerformLine has made an even greater commitment to the speed and ease of new client onboarding. In an effort to...


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Tags: Company News, COMPLY Conference, Mortgage, The Bottom Line

What We've Been Up To At PerformLine

Hey Folks, it’s been a minute since my last blog, but I am back at it. The weather has been so nice and if you're like me (now...


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Tags: Company News, COMPLY Conference, The Bottom Line

Is Buy Now Pay Later the Credit Choice of the Future?

Buy Now, Pay Later (BNPL) services are nothing “new.” In fact, if you are as old as I am, you may recall seeing those catalogs...


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Tags: Regulatory Compliance, The Bottom Line, BNPL

Get the 2021 Complaint Risk Signal Report

An analysis of consumer complaints submitted to the CFPB and the risk signals they present for financial institutions.

2020-consumer-complaints-report