Increased UDAAP Scrutiny + Enforcement Actions from the CFPB
March 24, 2022

Increased UDAAP Scrutiny + Enforcement Actions from the CFPB

The Consumer Financial Protection Bureau (CFPB) is continuing to take a more aggressive approach to consumer protection,...


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Tags: UDAAP, CFPB, Enforcement

Comply Now, Don’t Pay Later: Compliance Trends for BNPL Lenders
February 16, 2022

Comply Now, Don’t Pay Later: Compliance Trends for BNPL Lenders

With increased regulatory scrutiny and formal regulation looming for the Buy Now, Pay Later (BNPL) industry, marketing compliance...


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Tags: CFPB, Marketing Compliance, BNPL

What is Consumer Protection? What Financial Institutions Should Know
January 3, 2022

What is Consumer Protection? What Financial Institutions Should Know

What is Consumer Protection?

Consumer protection is the safeguarding of individuals from unfair, deceptive, abusive, or...


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Tags: UDAAP, Dodd-Frank, FTCA, CFPB, FTC,

BNPL: The Biggest Challenges of BNPL [Part 2]
December 7, 2021

BNPL: The Biggest Challenges of BNPL [Part 2]

This past October, PerformLine hosted a panel discussion at the Money20/20 USA conference with experts from Sezzle, Alliance...


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Tags: Regulatory Compliance, CFPB, BNPL, BNPL Top Takeaways Series

CFPB Consumer Complaint & Enforcement Trends [Free Risk Assessment]
October 27, 2021

CFPB Consumer Complaint & Enforcement Trends [Free Risk Assessment]

Every year, we release our Complaint Risk Signal report that dives deep into consumer complaint data from the Consumer Financial...


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Tags: CFPB, Risk Management, COVID-19, Consumer Complaints

Buy Now, Pay Later Issuers—Prepare for Regulation
September 17, 2021

Buy Now, Pay Later Issuers—Prepare for Regulation

The Consumer Financial Protection Bureau (CFPB or Bureau) recently published a blog post titled “Should you buy now and pay later?


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Tags: TILA, CFPB, Point-Of-Sale, BNPL

Forbearance, Foreclosure, Eviction: Where We’re At & Where We’re Going
September 3, 2021

Forbearance, Foreclosure, Eviction: Where We’re At & Where We’re Going

The last several months have been an emotional roller coaster filled with so many ups and downs. For so many families that are...


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Tags: Mortgage, CFPB, The Bottom Line, Fair Lending

Fair Lending Compliance Requires a Strong Compliance Management System
August 25, 2021

Fair Lending Compliance Requires a Strong Compliance Management System

The focus on fair lending is more prominent now than ever. The Consumer Financial Protection Bureau (CFPB) recently reinforced...


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Tags: Mortgage, CFPB, Fair Lending

Fair Lending & Equity In The Housing Market
August 6, 2021

Fair Lending & Equity In The Housing Market

As the effects of the pandemic continue, many are still struggling to pay their rent and mortgages. With new moratoriums in place...


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Tags: Mortgage, CFPB, The Bottom Line, Fair Lending