Buy Now, Pay Later Issuers—Prepare for Regulation

The Consumer Financial Protection Bureau (CFPB or Bureau) recently published a blog post titled “Should you buy now and pay...


( read more )

Tags: TILA, CFPB, Point-Of-Sale, BNPL

The State of the BNPL Industry and Regulations
The Buy Now Pay Later (BNPL) / Point of Sale Lending (PoS) industry is booming as consumers are shifting from credit cards...

( read more )

Tags: Regulatory Compliance, Point-Of-Sale, BNPL

Compliance Obligations for Point-Of-Sale Lenders & Their Merchants [CHECKLIST]

Traditionally, point-of-sale financing was offered to consumers for the purchase of big-ticket items, such as furniture,...


( read more )

Tags: Regulatory Compliance, Point-Of-Sale, Regulation Z, Merchant Compliance

Get the 2021 Complaint Risk Signal Report

An analysis of consumer complaints submitted to the CFPB and the risk signals they present for financial institutions.

2020-consumer-complaints-report