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Fall 2021 Buy Now, Pay Later Roundtable Takeaways

PerformLine recently hosted a roundtable for Buy Now, Pay Later (BNPL) industry leaders to discuss the industry’s evolution as...


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Tags: Regulatory Compliance, BNPL, Regulatory Guidance

Compliance & Risk Management is Key for Bank-Fintech Partnerships

Partnerships between community banks and fintechs have surged in recent years, growing over 5x in the past decade. This...


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Tags: Regulatory Compliance, FINRA, OCC, Banking, Fintech,

3 Trends That Leave Credit Card Issuers Exposed To Risk

Over 190 million Americans have credit cards with an average of 2.7 cards per holder, making them one of the most...


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Tags: Regulatory Compliance, Risk Management, Compliance Monitoring, Banking, Credit Cards

The State of the BNPL Industry and Regulations
The Buy Now Pay Later (BNPL) / Point of Sale Lending (PoS) industry is booming as consumers are shifting from credit cards...

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Tags: Regulatory Compliance, Point-Of-Sale, BNPL

Is Buy Now Pay Later the Credit Choice of the Future?

Buy Now, Pay Later (BNPL) services are nothing “new.” In fact, if you are as old as I am, you may recall seeing those catalogs...


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Tags: Regulatory Compliance, The Bottom Line, BNPL

How Mortgage Servicers Can Prepare to Avoid Foreclosures

Up until now, the Consumer Financial Protection Bureau (CFPB) has provided flexibility to financial services providers while...


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Tags: Regulatory Compliance, Mortgage, Regulation X, COVID-19

Are We There Yet? Pushing for Equity…

In my last blog, I shared some thoughts around Fair Lending Laws, as it applies to Equity and Equality. In that post, I shared...


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Tags: Regulatory Compliance, The Bottom Line, Fair Lending

The Bottom Line on Equality vs. Equity

"Equality" is defined as the state of being equal, while "Equity" is defined as the state of being fair.  Now, don’t get me...


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Tags: Regulatory Compliance, Fair Lending

State AGs and Consumer Protection: What’s On Their Agendas

Last month, we were joined at COMPLY Summit by leaders from the New York State Department of Financial Services, Pennsylvania...


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Tags: Regulatory Compliance, COMPLY Conference, State Attorneys General

Get the 2021 Complaint Risk Signal Report

An analysis of consumer complaints submitted to the CFPB and the risk signals they present for financial institutions.

2020-consumer-complaints-report